System Upgrade Details

Temporary Service Disruption Thursday, July 14th – Sunday, July 17th

We are pleased to inform you that we are  launching a new core banking system. This software and systems upgrade will enable us to provide you better service and greatly improve our online and mobile banking channels while allowing us to deploy new technologies now and in the future.

The upgrade is scheduled to occur from Thursday, July 14th through Sunday, July 17th. During this period, you will have limited access to perform some in-person transactions and online & mobile banking will not be available.

On Monday July 18th, after 8AM, you will need to re-enroll in Online Banking. For Mobile Banking, please download the new LCSB Mobile Banking App in the App Store or Google Play. Once enrolled in either online or mobile banking, you will use the same username and password in both banking channels.

Online Banking Instructions

Mobile Banking Instructions

Although we are attempting to minimize service disruptions, during the upgrade, some will be unavoidable. Please read our upgrade FAQs below and review our upgrade calendar as it will help you plan your banking to avoid unnecessary issues. Also, for questions about what will change and what will remain the same please read our Post Systems Upgrade information below. We appreciate your patience and if you have any  questions please contact us at 575-397-4511 or Conversion updates will be posted here on our website and on  Please be aware that during the upgrade, we may not be able to respond immediately and you may receive a pre-recorded response.

Quickbooks, Quicken and Mint Users

Our financial institution is migrating to a new online and mobile banking system on Monday, July 18th, 2022 and this upgrade will require that you make changes to your QuickBooks and Quicken software. Please take action to ensure a smooth transition.

Conversion instructions are available below.

The conversion instructions reference two Action Dates. Please use the dates provided below:

1st Action Date: Friday, July 15th, 2022

A data file backup and a final transaction download should be completed by this date. Please make sure to complete the final download before this date because transaction history might not be available after the upgrade.

2nd Action Date:  Monday, July 18th, 2022

This is the action date for the remaining steps on the conversion instructions. You will complete the deactivate/reactivate of your online banking connection to ensure that you get your current QuickBooks accounts set up with the new connection.

Intuit aggregation services may be interrupted for up to 3-5 business days. Users are encouraged to download a QBO file during this outage. The following services may not work during the outage:

  • QuickBooks Online Express Web Connect
  • Mint

Please carefully review your downloaded transactions after completing the migration instructions to ensure no transactions were duplicated or missed on the register.

If you have any questions, please contact us at (800) 298-5272.

Quicken Conversion Instructions

QuickBooks Online Conversion Instructions

QuickBooks Desktop Conversion Instructions

Mint Conversion Instructions

During System Upgrade FAQs (Thursday, July 14 – Sunday, July 17)

During the upgrade weekend, will I still be able to access my accounts?

Account access will be available during the upgrade weekend, but in a limited capacity. Please refer to the schedule on the upgrade calendar. The upgrade weekend begins at 10:00 a.m. on Thursday, July 13 and should be completed on Monday, July 18.

Online and Mobile Banking

What will happen to my mobile app?

After 10:00 a.m. on July 14, our current mobile app will be disabled. You will receive an error message when trying to access it. Starting at 8:00 a.m. on July 18, you will need to download our new LCSB mobile app to access your online banking. Please see the Usernames and Password section for more information on logging in.

What will happen to my existing scheduled transfers?

All internal scheduled transfers for July 14 will be processed. All scheduled transfers for July 15, and after, will process as normal and remain on your online banking after the upgrade.

Will there be any changes to my Bill Pay?

Bill Pay will be unavailable starting end of day on July 13 and remain unavailable until July 18. Any existing scheduled payments during this time will be processed as normal. All payees will be displayed as normal.

Please note: to accommodate a high volume of calls, you may receive an automated phone message during this conversion. This is a temporary measure to route your call in the most efficient way, based on your needs.

Post System Upgrade:  What will change and what will remain the same?

Account numbers & routing number:

Your account number will not change, nor will our LCSB routing number.

Debit and Credit card numbers

Your card numbers and PIN numbers will not change

Direct deposits and automatic payments will not change.

Usernames and Passwords

Your user name for online and mobile banking will not change, however, your password will be reset. When logging in for the first time, you will use the last four digits of your social security number as your temporary password. You will then be prompted to change your password and re-authenticate. You will only have one set of login credentials for both mobile and online banking access beginning July 18.

Deposit Account Statements

Online statements and check images prior to the upgrade will not be available until August 2022. Please download and save those account statements beforehand or ask a LCSB representative to print those for you. Customers receiving email notices of eStatement availability will continue to receive those. After the upgrade, eStatements & Notices will be available for any accounts linked to your online/mobile banking. Additional information will be provided on how to add eStatements for additional recipients.

Statement Cycles

You may receive multiple statements for the month of July, however you will not be charged a monthly maintenance fee. This will also not affect any associated fees or interest paid, which will be shown on the July 24 or 31 statement. You will also notice a new statement design.

Loan Payments

Automatic loan payments will not change.

Online Bill Pay Information

Your payees and payments in the online banking bill pay system will not change. Please see the reverse side for the availability    schedule during the system upgrade. While bill pay history prior to the live date of July 18, 2022 will not be available on the mobile    banking app, we are able to provide six months of past bill pay history within online banking

Can I still deposit checks through the mobile app?

Remote Deposit Capture will be available on the new LCSB app starting at 8:00 a.m. on July 18. Items deposited before 7:00 p.m. on business days will be credited to your account the same day. Items deposited after 7:00 p.m. will be credited to your account the next business day.

Telephone Banking

The telephone banking number will not change. However, you will be required to re-enroll the first time that you access the new program by following the prompts to verify your identity.


Our website will not change.