Personal Card Services

ScreenShot238VISA® Check Card
This is it! This is your opportunity to get the card that does it all.

It’s the easy way to pay.
The Lea County State Bank Check Card works like a check – only better. There’s no checkbook to carry. No check to write. No ID to show. No waiting for check approval. Whether you’re shopping around the corner or around the world, it’s easy and convenient. Use it for everyday purchases – to buy gas, groceries, or gifts! Just present your check card at the time of purchase, and the amount will be automatically deducted from your checking account. You’ll get a receipt for easy record keeping, and every transaction is detailed on your monthly checking account statement.

No annual fee!
The Lea County State Bank Check Card has no annual fee. You pay no interest because funds are deducted directly from your checking account when you make purchases.

Enjoy worldwide purchasing power.
Your Lea County State Bank Check Card is accepted everywhere Visa® is honored – access your checking account at over 11 million locations around the world. Plus, you can use it to get cash at ATMs.

Inquire Now About VISA® Check Card

Credit CardPersonal Credit Cards
Lea County State Bank Personal Credit Cards Convenience, Reliability – This is what a credit card ought to be.

  • Low Fixed Annual Percentage Rate – If you are tired of playing the interest rate games offered by our competitors, then you will be glad to know that we have not changed our rate since the inception of our credit card program.
  • Rewards Program – Earn one point for every net dollar spent in retail purchases. The points you earn can be exchanged for a wide assortment of merchandise and travel options. Take your pick from name brand electronics, appliances, or reward yourself with a roundtrip airline ticket across the USA or to an exciting foreign destination. And there is no limit to the number of points you can receive.

Inquire Now About Personal Credit Cards

giftcardVISA® Gift Cards
The Perfect Gift


  • Accepted at millions of locations worldwide
  • Prepaid gift card issued in US $
  • Visa® Zero Liability Policy applies
  • No reload or ATM use
Card Purchase $4.99
Minimum Load $25
Maximum Load for Web Order $750

*Please visit Harland Clarke Gift Card for disclosures, fee schedules or to place your Web Order

Customer Svc. (US) 1-866-244-5360

Manage Your Lea County State Bank Credit Card!
With you can access vital information about your credit card accounts – over the Internet. Keep track of your credit card accounts just by clicking on your mouse. The is available 24 hours a day, 7 days a week. You can obtain current account information and much more!

  • Pay Your Bill Online
  • View Account Balance
  • Obtain Available Credit
  • View Payment Due Date
  • View Transactions posted since last statement
  • View Previous Statements

ScoreCard Rewards
Did you know that you earn one point for every net dollar you spend in retail purchases? That’s right! Every time you use the Lea County State Bank credit card, whether VISA® or Mastercard, you accumulate redeemable points. You can redeem these points for name brand electronics, appliances, or roundtrip airline tickets! Click on ScoreCard Rewards to get more details and more choices for your rewards.

Verified by VISA®
Verified by VISA® – Before buying online, create a password that protects you from online fraud. The Verified by VISA® service provides merchants with real-time authentication for each online credit card transaction.

MasterCard® SecureCode
Before buying online register with MasterCard® SecureCode. MasterCard® SecureCode performs an extra authentication step to protect your account from unauthorized users online. Visit Mastercard® SecureCode to learn more and register.

24 Hour Telephone Customer Service
For general inquires or to report your card lost or stolen, please call:

MasterCard® and Visa® Credit Cards (800) 423-7503
Visa® Check (debit) Card or ATM Card (800) 528-2273

Click here for Disclosures