Savings, Money Market, CDs, & IRAs

Account TypeOpening BalanceMonthly Service Charge
Savings Account$100Multiple Options
Minimum opening deposit $100
  • Limited check writing privileges
  • $10 per occurrence exceeding the limitations**
  • Current Rates

Minimum Requirements - (Monthly Fee)
Over $200 - (No Charge)
Under $200 - ($2.00)

**Transaction limits apply. Under Federal Regulations you are allowed up to six pre-authorized withdrawals per standard cycle (including telephone or electronic transfers), which may be by check or similar order to a third party.
Money Market$100Multiple Options
Minimum opening deposit $100
  • Limited check writing privileges
  • $10 per occurrence exceeding the limitations**
  • Interest rates vary by tier:
  • $.01 - $9,999.99
    $10,000 - $24,999.99
    $25,000 - $99,999.99
    $100,000 – And above
  • Current Rates

Minimum Requirements - (Monthly Fee)
Over $1,000 - (No Charge)
Under $1,000 - ($10.00)

**Transaction limits apply. Under Federal Regulations you are allowed up to six pre-authorized withdrawals per standard cycle (including telephone or electronic transfers), which may be by check or similar order to a third party.
Certificates of Deposit (CD's)$1000None
Minimum opening deposit $1000
  • Select from a wide range of maturity periods
  • Early withdrawal penalties may apply
  • Automatically renewable
  • Current Rates
Individual Retirement Accounts (IRA's)N/ANone
  • Save for the long term
  • Benefit from potential tax deductions
  • Rollover your current IRA
  • Early withdrawal penalties may apply
  • Choose from a wide range of options including Roth and Traditional
  • Automatically renewable
  • Current Rates
CDARS**$50,000None
One Bank. One Rate. One Statement.

  • Minimum $50,000 deposit
  • Large deposits over $250,000 have access to FDIC insurance
  • Highly competitive CD interest rates
  • You can manage all of your CDs through a single banking relationship
  • Substantial penalties for early withdrawal
  • Checking Account relationship required
  • Current Rates


** Funds may be submitted for placement only after a depositor enters into the CDARs Deposit Placement Agreement describing the placement of funds by us with other FDIC insured institutions in amounts under the standard FDIC insurance. CDARs is a registered Service Mark. One Bank, One Rate, One Statement is a Service Mark of Promontory Interfinancial Network, LLC.