Personal Savings & Investment

Savings Account

  • Minimum opening deposit $100
  • Limited check writing privileges
  • $10 per occurrence exceeding the limitations**
  • Current Rates
  • Minimum Requirements – (Monthly Fee)
    • Over $200 – (No Charge)
    • Under $200 – ($2.00)

**Transaction limits apply. Under Federal Regulations you are allowed up to six pre-authorized withdrawals per standard cycle (including telephone or electronic transfers), which may be by check or similar order to a third party.

Money Market

  • Minimum opening deposit $100
  • Limited check writing privileges
  • $10 per occurrence exceeding the limitations**
  • Interest rates vary by tier:
    • $.01 – $9,999.99
    • $10,000 – $24,999.99
    • $25,000 – $99,999.99
    • $100,000 – And above
  • Current Rates
  • Minimum Requirements – (Monthly Fee)
    • Over $1,000 – (No Charge)
    • Under $1,000 – ($10.00)

**Transaction limits apply. Under Federal Regulations you are allowed up to six pre-authorized withdrawals per standard cycle (including telephone or electronic transfers), which may be by check or similar order to a third party.

Certificates of Deposit (CD’s)

  • Minimum opening deposit $1000
  • Select from a wide range of maturity periods
  • Early withdrawal penalties may apply
  • Automatically renewable
  • Current Rates

Individual Retirement Accounts (IRA’s)

  • Save for the long term
  • Benefit from potential tax deductions
  • Rollover your current IRA
  • Early withdrawal penalties may apply
  • Choose from a wide range of options including Roth and Traditional
  • Automatically renewable
  • Current Rates

CDARS**

One Bank. One Rate. One Statement.

  • Minimum $50,000 deposit
  • Large deposits over $250,000 have access to FDIC insurance
  • Highly competitive CD interest rates
  • You can manage all of your CDs through a single banking relationship
  • Substantial penalties for early withdrawal
  • Checking Account relationship required
  • Current Rates

** Funds may be submitted for placement only after a depositor enters into the CDARs Deposit Placement Agreement describing the placement of funds by us with other FDIC insured institutions in amounts under the standard FDIC insurance. CDARs is a registered Service Mark. One Bank, One Rate, One Statement is a Service Mark of Promontory Interfinancial Network, LLC.