Personal Savings & Investment

Savings Account

• Minimum opening deposit $100
• Limited check writing privileges
• $10 per occurrence exceeding the limitations**
• Current Rates
• Minimum Requirements – (Monthly Fee)
  • Over $200 – (No Charge)
  • Under $200 – ($2.00)

**Transaction limits apply. Under Federal Regulations you are allowed up to six pre-authorized withdrawals per standard cycle (including telephone or electronic transfers), which may be by check or similar order to a third party.

Money Market

• Minimum opening deposit $100
• Limited check writing privileges
• $10 per occurrence exceeding the limitations**
• Interest rates vary by tier:
  • $.01 – $9,999.99
  • $10,000 – $24,999.99
  • $25,000 – $99,999.99
  • $100,000 – And above
• Current Rates
• Minimum Requirements – (Monthly Fee)
  • Over $1,000 – (No Charge)
  • Under $1,000 – ($10.00)

**Transaction limits apply. Under Federal Regulations you are allowed up to six pre-authorized withdrawals per standard cycle (including telephone or electronic transfers), which may be by check or similar order to a third party.

Certificates of Deposit (CD’s)

• Minimum opening deposit $1000
• Select from a wide range of maturity periods
• Early withdrawal penalties may apply
• Automatically renewable
• Current Rates

Individual Retirement Accounts (IRA’s)

• Save for the long term
• Benefit from potential tax deductions
• Rollover your current IRA
• Early withdrawal penalties may apply
• Choose from a wide range of options including Roth and Traditional
• Automatically renewable
• Current Rates

CDARS**

One Bank. One Rate. One Statement.

• Minimum $50,000 deposit
• Large deposits over $250,000 have access to FDIC insurance
• Highly competitive CD interest rates
• You can manage all of your CDs through a single banking relationship
• Substantial penalties for early withdrawal
• Checking Account relationship required
• Current Rates

** Funds may be submitted for placement only after a depositor enters into the CDARs Deposit Placement Agreement describing the placement of funds by us with other FDIC insured institutions in amounts under the standard FDIC insurance. CDARs is a registered Service Mark. One Bank, One Rate, One Statement is a Service Mark of Promontory Interfinancial Network, LLC.