Government regulations require that we make the following disclosures available to you when you apply for an account. The documents listed below, you may view and print the disclosures for your records.
Important Information About Procedures For Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying document.
Home Equity Lines of Credit Disclosures
Updated February 2025
- HELOC- 6-Month LOC – 60-Month Repayment (with LCSB 1st REM)
- HELOC- 6-Month LOC – 60-Month Repayment (without LCSB 1st REM)
- HELOC- 12-Month LOC – 60-Month Repayment (with LCSB 1st REM)
- HELOC- 12-Month LOC – 60-Month Repayment (without LCSB 1st REM)
- HELOC- 60-Month LOC – 60-Month Repayment (with LCSB 1st REM)
- HELOC- 60-Month LOC – 60-Month Repayment (without LCSB 1st REM)
- Consumer Financial Protection Bureau (CFPB) HELOC Booklet
- Digital Terms of Use
- Miscellaneous Fee Schedule and Account Related Fees
- Privacy Policy Notice
- Personal Credit Card Disclosure
- Appraisal Disclosure
- Zelle Terms and Conditions
DDM Sweep
- View the DDM Sweep Terms and Conditions
- View the DDM Sweep-Program Information Notice
- View a current listing of DDM Program Sweep Receiving Institutions
- Use this form to opt out of institutions receiving your funds. You can email the form to customer.service@lcsb.com
If you would like more information about the DDM Sweep Account, please call us at (575) 397-6610