Savings & Investment

Simplified Savings to meet your goals


Lea County State Bank has flexible choices to help you meet your goals for your investments with Savings, Money Market, CDs and IRAs…!
Savings Account
  • Minimum opening deposit $100
  • Interest bearing account
  • Current Rates
  • Minimum Balance Requirements – 
    • Over $200 – (No Monthly Fee)
    • Under $200 – ($2.00 per Month)

Money Market
  • Minimum opening deposit $100
  • Check writing privileges
  • E-Statements Available
  • Interest rates vary by tier:
    • $.01 – $9,999.99
    • $10,000 – $24,999.99
    • $25,000 – $99,999.99
    • $100,000 – And above
  • Current Rates
  • Minimum Balance Requirements – 
    • Over $1,000 – (No Monthly Fee)
    • Under $1,000 – ($10.00 per Month)

Certificates of Deposit (CD’s)
  • Minimum opening deposit $1,000
  • Select from a wide range of maturity periods
  • Automatically renewable
  • Early withdrawal penalties may apply
  • Current Rates

Individual Retirement Accounts (IRA’s)
  • Save for the long term
  • Benefit from potential tax deductions
  • Rollover your current IRA
  • Choose from a wide range of options including Roth and Traditional
  • Automatically renewable
  • Early withdrawal penalties may apply
  • Current Rates

CDARS**
One Bank. One Rate. One Statement.
  • Minimum $50,000 deposit
  • Large deposits over $250,000 have access to FDIC insurance
  • Highly competitive CD interest rates
  • You can manage all of your CDs through a single banking relationship
  • Substantial penalties for early withdrawal
  • Checking Account relationship required
  • Current Rates

    **Placement of funds through IntraFi Network Deposits is subject to the terms, conditions, and disclosures in the program agree­ments, including the Deposit Placement Agreement (“DPA”). Al­though funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship in­stitution that places the funds may exceed the SMDIA (e.g., be­fore settlement for a deposit or after settlement for a withdrawal). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determin­ing whether its use of IntraFi Network Deposits satisfies those restrictions. Network Deposits is a service mark, and IntraFi, and CDARS are registered service marks, of IntraFi Network LLC.






















Person signing forms.
We're ready when you are. 

Count on our experienced lenders to simplify your home buying experience + do all the paperwork!