Financial Education Center


Welcome to the Financial Education Center!

From saving for emergencies to preparing for retirement, online financial education assists you in improving your financial knowledge and your financial future. This program provides you with valuable financial education in short, easy-to-understand 5-10 minute financial playlists. It only takes a few minutes to get #financiallylit.

The playlists include budgeting, credit reports, home loans, and much more. Learn at your own pace from the privacy of your home or from anywhere you have web access on a computer, laptop, tablet or mobile phone.

LCSB is locally owned and committed to the economic prosperity of Lea County and surrounding communities. Providing free financial education to everybody in the communities that we serve is one more way that we are living up to that commitment. Contact us for all of your financial needs.
financial basics
Child smiling and holding piggy bank with money coming out. Parents in the background smiling on computer

  • Checking Account Basics
  • Overdraft Fee Prevention
  • Mobile/Online Banking
  • Credit Card Basics
  • Car Loans

Roadmap to Financial Strength
Man and woman at kitchen table looking over papers with coffee, calculator, and laptop.

  • Identity Protection
  • Creating a Budget
  • Credit Scores and Reports
  • Debt Management
  • Family Money Conversations
  • Tax Basics

Buying a Home
Family on floor of new home around moving boxes smiling together.

  • Considering Homeownership
  • Buying a Home
  • Mortgages
  • Reverse Mortgages
  • Mortgage Relief
  • Investment Property

Preparing for Your Future
Hand dropping coins into jar to grow savings

  • Paying for College
  • Savings Accounts
  • Building Emergency Savings
  • Shopping for Insurance
  • Health Savings Accounts
  • CDs and 529 Plans

Retirement Planning
Man and woman at the beach standing with their bikes and smiling

  • Planning for Retirement
  • FIRE Lifestyle
  • 401(k) Plans
  • IRAs
  • When to Collect Social Security






















We are the only locally owned bank in Lea County.
Whether you’re looking for great mobile/online banking, nationwide no-surcharge ATM access or extended hours we are here for you when you need us.

Contact us for great personal service and advice.


Thank you for banking with us! Don’t have an account with us yet? Stop by and open an account or open an account online.


The Financial Education Center material should be used for informational/educational purposes only and in no way should be relied upon for financial advice. Also, note that the educational illustrations are for educational purposes and may not necessarily reflect current market rates or conditions. Please be sure to consult your own financial advisor when making decisions regarding your financial management or call us and speak to one of our banking specialists in regards to Lea County State Bank’s deposit and loan products.

LCSB Fraud Alerts, Tips and Important Banking Articles

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Count on our experienced lenders to simplify your home buying experience + do all the paperwork!