Personal Checking

Check Reorder

Preferred Checking

  • Minimum opening deposit – $100
  • Unlimited check writing
  • No per item charges
  • VISA CheckCard
  • Online Banking and Bill Pay
  • Minimum Requirements – (Monthly Fee)
    • Over $750 – (No Charge)
    • Under $750 Without Images – ($6.50)
    • Under $750 With Check Images – ($9.50)

Preferred Plus Checking

  • Minimum opening deposit $100
  • Interest bearing account
  • Unlimited check writing
  • No per item charges
  • VISA CheckCard
  • Online Banking and Bill Pay
  • Minimum Requirements – (Monthly Fee)
    • Over $1000 – (No Charge)
    • Under $1000 Without Images – ($9.00)
    • Under $1000 With Check Images – ($12.00)

Opportunity Checking

  • Minimum opening deposit $100
  • VISA CheckCard
  • Online Banking and Bill Pay
  • Minimum Requirements – (Monthly Fee)
    • Without Check Images (Per item fees apply) – (No Charge)
    • With Check Images – ($4.00)
    • PLUS first 10 checks (per item) – ( .25)
    • PLUS after 10 checks (per item) – ( .40)

LCSB Second Chance Checking

  • Minimum opening deposit $100
  • ATM Card
  • Online Banking and Bill Pay
  • Unlimited check writing, non-interest bearing account.
  • Minimum Requirements – (Monthly Fee)
    • Flat-fee pricing
    • No check images ($10.00)

Golden Value Checking

  • Great value for customers 62 and older
  • Minimum opening deposit $1,000
  • One free box of LCSB checks per year
  • Free Cashier’s Checks
  • VISA CheckCard
  • Online Banking and Bill Pay
  • Minimum Requirements – (Monthly Fee)
    • Over $1000 – (No Charge)
    • Under $1000 Without Images – (No Charge)
    • Under $1000 With Check Images – ( $4.00)

Direct Deposit Checking

  • Minimum to open $100
  • Unlimited Check writing
  • VISA CheckCard
  • Online Banking and Bill Pay
  • Minimum Requirements – (Monthly Fee)
    • One (1) direct deposit per month*
    • No Check Images – (No Charge)
    • *One (1) Direct Deposit per calendar month required. Otherwise, account will be converted to Preferred Checking. The customer must notify the bank if direct deposit is cancelled and subsequently reinstated.

Ready Reserve

  • Access your line of credit by writing a check
  • Helps protect your checking account from being overdrawn
  • *Subject to Credit Approval

Savings Account Transfer

  • Link your savings account to your checking account
  • Helps you avoid and reduce overdraft fees
  • $8 fee per automatic transfer